Lowering health insurance premiums
Let’s talk about real health insurance, not discount cards or budget-friendly gimmicks. We provide access to actual low cost health insurance plans from trusted national carriers like Aetna, Cigna, and Blue Cross Blue Shield.
These are robust, comprehensive plans that offer true protection, not stripped-down policies for $99/month. For instance, a quality plan for two adults aged 51+ is available for only $850/month. These plans come with low deductibles, just $250, $500, or $750, and provide full medical coverage at rates typically reserved for large groups. Think of it as wholesale pricing for individuals and families.
To put it in perspective: a comparable plan directly through Aetna would run you about $2,000/month. That’s more than a 50% savings in lowering health insurance premiums.

Here’s what else makes our plans stand out:
- ✅ No height/weight restrictions
- ✅ No tobacco surcharges
- ✅ Type 2 diabetes is accepted
- ✅ Pre-existing conditions not treated in the past 5 years are covered
- ✅ Available in 49 states (Sorry, Washington—currently excluded)

These plans are a perfect fit for independent professionals who value quality coverage, think real estate agents, loan officers, owner-operators, network marketers, and other 1099 earners.
We also support small businesses with fewer than 25 employees. While they may not be eligible for BizCare tax advantages, they can still offer BizBenefits to their team. Whether the business contributes to premiums or not, employees can opt-in and even set up payroll deduction if the employer allows. Simply offering access to real low cost health insurance plans sends a strong message: we care about our people.
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